
SaaS, Cloud, and Compliance Gaps for SMBs
When small and mid-sized businesses move to the cloud, there’s often a sigh of relief. No more patching servers. No more worrying about backups. Microsoft or Google handles that now—right?
Not exactly.
That mindset is exactly where many organizations run into trouble. Cloud services operate under what’s called the Shared Responsibility Model, and the “shared” part often gets overlooked.
In this blog, we’ll unpack what that means, where most SMBs get caught off guard, and how you can protect your business from the assumption trap.
What Is the Shared Responsibility Model?
Put simply:
Your cloud provider secures the infrastructure. You’re responsible for how you use it.
This model applies whether you’re using SaaS apps like Microsoft 365 and Google Workspace, or IaaS platforms like AWS and Azure.
Here’s a simplified breakdown:
Even in a full SaaS model, you manage identity, access control, data usage, and regulatory alignment. Your cloud vendor gives you tools—but you still have to use them properly.
Real-World Example: Microsoft 365
Let’s say you’ve migrated to Microsoft 365. Email, files, collaboration—all in one place. It feels like everything’s taken care of.
But unless you’ve configured:
Then your data, users, and compliance position may still be at risk.
For instance, if an employee gets phished and their credentials are used to download sensitive documents—you can’t point fingers at Microsoft. Their infrastructure remained secure. The breach happened due to misconfigurations or policy gaps on your side.
Compliance Still Applies—Even in the Cloud
Whether you’re pursuing NIST 800-171, ISO 27001, HIPAA, or even just a vendor’s cybersecurity questionnaire, cloud services don’t eliminate your responsibility.
Frameworks like these still require you to:
Those requirements don’t disappear just because the data lives in Google Drive or OneDrive. In fact, compliance reviewers are increasingly focused on how you’ve configured and governed your use of the cloud—not just whether you use it.
A Practical Checklist: What You Own in the Cloud
Here’s a simple starting point for understanding and owning your responsibilities in SaaS and cloud apps:
Identity & Access
Data & Privacy
Monitoring & Visibility
Endpoints & Devices
Don’t Assume—Verify
Cloud services are a powerful tool for modern business. They offer scalability, speed, and convenience. But they also introduce new risks if misunderstood or misconfigured.
Don’t assume:
Many security incidents in the cloud aren't about software flaws. They’re about unchecked assumptions.
Final Thoughts
The shared responsibility model is simple in theory—but critical in practice. As more SMBs adopt cloud services, vendors, regulators, and customers are asking tougher questions. Are your settings secure? Are your users trained? Are your systems monitored?
At NetZeal, we help small businesses close those gaps—mapping cloud responsibilities to real-world compliance and cybersecurity needs.
If you’re unsure where to start, a quick cloud security review can uncover risks you didn’t know you owned.
The cloud won’t secure itself. That’s your side of the shared model.